SHIP Dental Benefits

Dental coverage is included as part of the Berkeley Student Health Insurance Plan (SHIP).

All UC Berkeley students who do not waive SHIP receive benefits covering preventive and general restorative dental care.

Metlife is the dental insurance provider for SHIP students. Note that dental care is not provided at the Tang Center. SHIP members can select from a wide choice of local dentists, listed on the MetLife website.

MetLife Plan Information
Plan Network PDP Plus
Group Number  151675
Member ID  Academic Health Plans (AHP), SHIP’s insurance broker, sent an email to enrolled students with the dental member ID. If you did not receive this email, please contact the SHIP office at (510) 642-5700 or ship@berkeley.edu
Dental Benefits Summary
MetLife PDP Plus Dentist  Non-Network Dentist 
Plan Year  August 1 to July 31
Annual Maximum Benefit  $2,000 $2,000

Deductible 

(applies only to basic and major restorative services)

 $25 $50

Preventive and Diagnostic Services:

  • Oral exams, cleanings and fluoride (2 per plan year)
  • Bitewing x-rays (once per plan year)
  • Full mouth x-rays (once per 5 years)
 100% of negotiated fee1 80% of R & C fee2

Basic Restorative Services:

  • Fillings (including posterior composites)
  • Simple extractions
  • Oral Surgery
  • Periodontics
  • Endodontics
 80% of negotiated fee1 60% of R & C fee2

Major Restorative Services:

  • Bridges and dentures
  • Crowns, inlays, and onlays
  • Implants
 70% of negotiated fee1 40% of R & C fee2

Services not covered 

 Orthodontics, occlusal guards 
1Negotiated fee: charge that participating dentists have agreed to accept as payment in full, subject to any co-payments, deductibles, cost-sharing, and benefit maximums.
2R & C fee: Resonable and Customary charge is based on the lowest of the dentist's actual charge, the dentist's charge for the same or similar services, or the charge of most dentists in the same geographic area for the same or similar services as determined by MetLife. 

Topics

SHIP Insurance topic page

 Appointments 

There are more than 500 dentists within five miles of campus who participate in the MetLife PDP Plus plan. To find a dentist, visit the MetLife website. If you need dental care when away from campus, you may choose from dentists nationwide. You have the freedom to choose any dentist at any time. You do not need to visit the same dentist every time. See the local MetLife Dentist List.

MetLife Benefits Summary

2026-27

MetLife MyBenefits

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