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SHIP Dental Benefits

Dental coverage is included as part of the Berkeley Student Health Insurance Plan (SHIP).

All UC Berkeley students enrolled in SHIP automatically will receive benefits covering preventive and general restorative dental care.

Metlife is the dental insurance provider for SHIP students. Note that dental care is not provided at the Tang Center. SHIP members can select from a wide choice of local dentists, listed on the MetLife website.

MetLife Member Information
Plan Network	PDP Plus
Group Number	151675
Member ID Number	Your MetLife member ID is the same as your Wellfleet member ID (nine digits). Follow the instructions on this Wellfleet flyer to obtain your member ID.

Dental Benefits Summary
	MetLife PDP Plus Dentist	Non-Network Dentist
Plan Year	August 1 to July 31
Annual Maximum Benefit	$2,000	$2,000
Deductible (applies only to basic and major restorative services)	$25	$50
Preventive and Diagnostic Services: Oral exams, cleanings and fluoride (2 per plan year) Bitewing x-rays (once per plan year) Full mouth x-rays (once per 5 years)	100% of negotiated fee¹	80% of R & C fee²
Basic Restorative Services: Fillings (including posterior composites) Simple extractions Oral Surgery Periodontics Endodontics	80% of negotiated fee¹	60% of R & C fee²
Major Restorative Services: Bridges and dentures Crowns, inlays, and onlays	70% of negotiated fee¹	40% of R & C fee²
Services not covered	Orthodontics, implants, and occlusal guards

¹Negotiated fee: charge that participating dentists have agreed to accept as payment in full, subject to any co-payments, deductibles, cost-sharing, and benefit maximums.

²R & C fee: Resonable and Customary charge is based on the lowest of the dentist's actual charge, the dentist's charge for the same or similar services, or the charge of most dentists in the same geographic area for the same or similar services as determined by MetLife.

Topics

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Appointments

There are more than 500 dentists within five miles of campus who participate in the MetLife PDP Plus plan. To find a dentist, visit the MetLife website. If you need dental care when away from campus, you may choose from dentists nationwide. You have the freedom to choose any dentist at any time. You do not need to visit the same dentist every time. See the local MetLife Dentist List.