Insurance for Dependents

Berkeley SHIP offers comprehensive medical, behavioral health, dental and vision insurance for you and your family!

Who is eligible?

Spouse: A current legal spouse as recognized by state law. A legally separated or ex-spouse is not eligible for coverage.

Registered Domestic Partner: Individual in a current domestic partnership registered with the State of California or a substantially equivalent partnership or union, other than a marriage, validly formed in another jurisdiction.

A domestic partnership that has not been registered with the State of California must meet the following criteria to be a domestic partnership for SHIP purposes:

  • parties must be each other’s sole domestic partner in a long-term, committed relationship and must intend to remain so indefinitely
  • neither party may be legally married or be a partner in another domestic partnership
  • parties must not be related to each other by blood to a degree that would prohibit legal marriage in the State of California
  • both parties must be at least 18 years old and capable of consenting to the relationship
  • both parties must be financially interdependent
  • parties must share a common residence
  • must fill out a Declaration of Domestic Partnership form with the Student Health Insurance Office

Children:

  • Your biological child (child is eligible through the end of the month in which the child reaches age 26).
  • Your legally adopted child or a child placed with you in anticipation of legal adoption (child is eligible through the end of the month in which the child reaches age 26).
  • Your stepchild (child is eligible through the end of the month in which the child reaches age 26).
  • Your domestic partner’s child (child is eligible through the end of the month in which the child reaches age 26).
  • Your unmarried child for whom you have become legal guardian, who resides with you, is financially dependent on you for more than half of their support and maintenance, and is claimed as your tax dependent.
  • Any recognized children you are required to cover under the plan due to a Qualified Medical Child Support Order (QMCSO), under age 19.
  •  In most cases, a disabled child may be covered provided the disabled child meets all of the following:
    • unmarried
    • incapable of self-support due to a mental or physical disability incurred prior to age 26
    • enrolled before age 26,
    • the coverage is continuous from the date of disability
    • must be approved before age 26 or by the carrier during the PIE for newly eligible employees or newly acquired dependents
    • chiefly dependent upon you, your spouse or eligible domestic partner for support and maintenance (50%+ support)
    • claimed as your, your spouse’s or your eligible domestic partner’s dependent for income tax purposes or, if not, is eligible for Social Security income or Supplemental Security Income as a disabled person. The overage disabled child may be working in supported employment that may offset the Social Security or Supplemental Security Income.

Please do not hesitate to contact the Student Health Insurance Office at (510) 642-5700 for further clarification.

Enrollment Period

Semester Enrollment Period  Period of Coverage
Fall 2022 July 1, 2022 - September 1, 2022 August 1, 2022 - December 31, 2022
Spring 2023 December 1, 2022 - February 1, 2023 January 1, 2023 - July 31, 2023

Enrollment Information for Special Summer Programs

Please see Special Summer ProgramsSpecial Summer Programs include Master of Laws (Executive Track LLM) and incoming students in Master of Public Affairs, Masters of Arts in Teaching (PLI, BE3, and LEAD), Masters in Real Estate and Design and Development, Master of Financial Engineering (incoming March class only), and the 11-month Master of Public Health. 

Enrollment Instructions 

1. Students must be enrolled in a minimum of 0.5 units for Spring 2023 in order to be eligible for SHIP and to add their dependents onto SHIP.

2. Create an account or sign in here to complete and submit the online dependent enrollment form for Spring 2023 by February 1, 2023.

Cost of SHIP 2022-23

Undergraduates Rates Per Semester
Undergraduates $1,984 
Spouse/Domestic Partner $1,984 
Child $1,984 
2+ Children*  $3,853 
Graduate Rates Per Semester
Graduates $3,186 
Spouse/Domestic Partner $3,186 
Child $3,186 
2+ Children*  $6,225 

*Metlife caps dental premium at 1 child.

Qualifying Life Events

A Qualifying Life Event is a major life change that may affect your health insurance needs. Qualifying Life Events may make you eligible for a special enrollment period outside the open enrollment period. Please click here for more information about eligibility and how to proceed.