Are you graduating or leaving UC Berkeley?
Whether you are graduating or leaving the University for an extended period, SHIP cannot be continued after the last day of coverage following graduation (December 31 or July 31). The ending of SHIP is considered a qualifying event that opens a 60-day special enrollment period for you to enroll in other insurance plans.
Here are some options that might be available:
- Under 26 Years of Age - If under age 26, one may be able to remain on their parent's or guardian's insurance plan as a dependent.
- Covered California or State-Exchange Plan - Covered California is the health insurance marketplace for California residents. Shop and compare plans, get premium estimates, and apply online or by phone. Call (800) 300-1506 or visit the website.
- Medi-Cal or Medicaid - Medi-Cal is California’s Medicaid program, offering free or low-cost health coverage for eligible residents. You can apply through Covered California at coveredca.com/apply or by calling (800) 300-1506. The single application will let you know if you qualify for coverage through Covered California or Medi-Cal. You can also apply in person or by phone through your local county human services agency.
- Kaiser Permanente - Review different plans and apply online. You can get an estimate for different plans after entering your zip code, date of birth, and expected income. Call (800) 488-3590 or visit the website.
- Blue Shield of California concierge service: Blue Shield of California has set up a dedicated service for UC Berkeley students transitioning out of SHIP after graduation. For more information, please email DirectSales-IFP@blueshieldca.com. Please include "Berkeley" in the subject line. Or call (800) 660-3007 and select the "#" key when prompted.
- Purchase a private insurance plan - Various websites allow individuals and families to shop for a health insurance plan that fits their needs:
- HealthCare.gov - The health insurance marketplace for some states, or get directed to the marketplace of other states.
- HealthPlans.com - HealthPlans is an insurance broker that connects individuals and families to various plan options. Fill out a short form and compare plans from Anthem, Humana, and Exchange plans.
- eHealthInsurance.com - eHealth is an insurance broker that connects individuals and families to various plan options.
- caa.alumniplans.com - Apollo Insurance Group connects Cal alumni to different plan options.
- Enroll in one's employer-based insurance plan.
- UC Core - If you also have benefits through UC Core, please see the UC Berkeley Health & Welfare Plans webpage for more details
To learn more about your options on Covered California and Medi-Cal or to find an insurance navigator to assist you with Covered California, please visit the Covered California website. Please note, this is an external website. Other states also have websites for their exchange plans. We would suggest reaching out to your county, parish, or city hall for assistance. Please also see Medi-Cal and Covered California Frequently Asked Questions.
Please note: This information is provided as a service to students. It is not meant as a University endorsement of any insurance company or plan.