Insurance After Graduation

Are you graduating or leaving UC Berkeley?

Whether you are graduating or leaving the University for some time, SHIP cannot be continued after the last day of coverage following graduation (December 31 or July 31). The ending of SHIP is considered a qualifying event that opens a 60-day special enrollment period for you to enroll in other insurance plans. 

Here are some options that might be available:

  • Under 26 Years of Age - If under the age of 26, one may be able to stay under their parent or guardian's insurance plan as a dependent
  • Covered California or State-Exchange Plan - Covered California is the health insurance marketplace for California residents. Shop and compare plans, get premium estimates, and apply online or by phone. New enrollees may also request a call from a certified enroller for assistance. 
  • Medi-Cal or Medicaid - Medi-Cal is California’s Medicaid program offering free or low-cost health coverage for eligible residents. You can apply online. The single application will let you know if you qualify for coverage through Covered California or Medi-Cal. You can also apply in person at your local county human services agency or by calling Covered California at (800) 300-1506.
  • Kaiser Permanente - Review different plans and apply online. You can get an estimate for different plans after entering your zip code, date of birth, and expected income.
  • Blue Shield of California concierge service - Blue Shield of California has set up a dedicated service for UC Berkeley students who are transitioning out of SHIP after graduation.
  • Purchase a private insurance plan - There are various websites that allow individuals and families to shop for a health insurance plan that fits their needs. Check out our handout for more information. 
  • Enroll in one's employer-based insurance plan
  • UC Core - If you also have benefits through UC Core, please see the UC Berkeley Health & Welfare Plans webpage for more details 

To learn more about your options on Covered California and Medi-Cal or to find an insurance navigator to assist you with Covered California, please visit the Covered California website. Please note, this is an external website. Other states have a website for their exchange plans as well. We would suggest reaching out to your county, parish, or city hall for assistance. Please also see Medi-Cal and Covered California Frequently Asked Questions

Please Note: This information is provided as a service to students. It is not meant as a University endorsement of any insurance company or plan.