SHIP Dental Benefits

Dental coverage is included as part of the Berkeley Student Health Insurance Plan (SHIP).

All UC Berkeley students enrolled in SHIP automatically will receive benefits covering preventive and general restorative dental care.

Metlife is the dental insurance provider for SHIP students. Note that dental care is not provided at the Tang Center. SHIP members can select from a wide choice of local dentists, listed on the MetLife website.

MetLife Member Information 
Plan Network PDP Plus
Group Number  151675
Member ID Number  Your MetLife ID number is the nine numbers after the "XDP"  on your Anthem Blue Cross ID card. 

Dental Benefits Summary
MetLife PDP Plus Dentis Non-Network Dentist 
Annual Maximum Benefit  $2,000 $2,000

Deductible 

(applies only to basic and major restorative services)

$25 $50

Preventive and Diagnostic Services:

  • Oral exams, cleanings and flouride (2 per plan year)
  • Bitewing x-rays (once per plan year)
  • Full mouth x-rays (once per 5 years)
100% of negotiated fee1 80% of R & C fee2

Basic Restorative Services:

  • Fillings (including posterior composites)
  • Simple extractions
  • Oral Surgery
  • Periodontics
  • Endodontics
80% of negotiated fee1 60% of R & C fee2

Major Restorative Services:

  • Bridges and dentures
  • Crowns, inlays, and onlays
70% of negotiated fee1 40% of R & C fee2

Services not covered 

Orthodontics, implants, and occlusal guards 
1Negotiated fee: charge that participating dentists have agreed to accept as payment in full, subject to any co-payments, deductibles, cost-sharing, and benefit maximums.
2R & C fee: Resonable and Customary charge is based on the the lowest of the dentist's actual charge, the dentist's charge for the same or similar services, or the charge of most dentists in the same geographic area for the same or similar services as determined by MetLife. 

2018-19 Benefit Summary

Review for additional benefit details including frequency of coverage.

 Appointments 

There are more than 500 dentists within five miles of campus who participate in the MetLife PDP Plus plan. To find a dentist, visit the MetLife website. If you need dental care when away from campus, you may choose from dentists nationwide. You have the freedom to choose any dentist at any time. You do not need to visit the same dentist every time. See the local MetLife Dentist List.

 Anthem Blue Cross  ID card

Insurance cards are available online and can be printed on the Anthem Blue Cross mobile health consumer app.

MetLife Web and Mobile App 

With your MetLife member ID, you may access your dental benefits, claims, and download your dental ID card on the MetLife website  and mobile app.