Gender-Affirming Benefits

SHIP Gender-Affirming Benefits 2026-27

Scheduling Appointments at UHS

  • Gender-affirming services and hormone therapy appointments with a primary care provider can be scheduled through MyUCBerkeleyHealth. Visit the Transgender Care page for more details.
  • If you need assistance, call (510) 642-2000 and select Option 2 to schedule an appointment. Please specify "Trans/Gender Diverse Care" when requesting an appointment.  

Referrals 

Referrals are not required in order to seek care outside of the Tang Center. Some outside providers may require a referral from your primary care physician at UHS prior to scheduling an appointment with their office. If you receive a referral from a UHS provider, we strongly recommend that you schedule a free consultation appointment with the SHIP Trans Care Benefits Team to discuss the SHIP gender-affirming benefits, how to locate in-network providers and go over any questions you may have. 

Benefits

  • Hormone therapy
  • Gender-confirmation (reassignment/bottom) surgery
  • Hysterectomy
  • Mastectomy (top surgery)
  • Augmentation mammoplasty (breast augmentation)
  • Laser hair removal (full body)
  • Electrolysis (full body)
  • Tracheal shave
  • Gender-conforming facial surgery
  • Fertility preservation
  • Speech therapy (vocal training)
  • Physical therapy
  • Travel expenses

Pre-certification is not required for the following services:

  • Outpatient services with in-network providers

Pre-certification* is required for the following services: 

  • All in-patient services 
  • All services with out-of-network providers (letter of support from a qualified mental health professional is required)
  • Travel expenses in connection with an authorized gender-affirming surgery

*Pre-certification is required prior to receiving services. Failure to obtain prior-approval will result in claims being denied. The provider of service may request pre-certification through Aetna Student Health Customer Service by calling (866) 639-3703 (option 1). 

Surgery Cost-sharing

  • In-network providers: SHIP members are responsible for the $450 plan year deductible and 20% co-insurance, up to the in-network out-of-pocket maximum of $5,000 per plan year.
  • Out-of-network providers: SHIP members are responsible for the $450 plan year deductible and 50% co-insurance, up to the out-of-network out-of-pocket maximum of $10,000 per plan year. Please note, all charges over the allowable amount are the member’s responsibility and does not contribute to the out-of-pocket maximum.

If you don't have SHIP

Gender-Affirming Benefits Flyer

Coming Soon

Fertility Preservation Benefits Flyer

Coming Soon

SHIP Gender-Affirming & Fertility Preservation Providers

Coming Soon

Questions?

  • Contact the SHIP Trans Care Benefits Team at (510) 642-5700 or by sending a secure message in MyUCBerkeleyHealth.

More Information