SHIP Insurance

collapse all expand all SHIP -- What is it and why is it provided by the University?

To understand how SHIP works, it is important to understand that your health plan at UC Berkeley consists of two parts:

1. University Health Services (UHS)

University Health Services is a complete outpatient health center for students, providing medical, mental health, and preventive care. Our clinicians serve as your primary care...

¹No cost-sharing for covered medical expenses incurred for the treatment of hypertension, diabetes, and pre-cervical cancer with UHS and in-network providers.

²If services are rendered with a non-network provider, SHIP covers 50% of the usual and customary charge after the deductible is met. Members are responsible for all costs over the usual and customary charge.

³Subject to the $450 deductible (once per plan year).

⁴If services are rendered with a non-network provider, SHIP covers 100% of the usual and customary...

Choosing an in-network health provider

To receive the maximum SHIP benefits, visit an in-network provider. To find in-network providers, visit the Aetna website and log into your member account or search as a guest in the "Open Choice PPO" network under "Student Health Medical Plans in California".

For assistance with the Aetna provider search tool, please contact Aetna Customer Services at (866) 639-3703.

Off-campus mental health providers...

All eligible registered UC Berkeley students, including registered international students, are automatically enrolled in the Berkeley Student Health Insurance Plan (SHIP) and charged a health insurance fee on their CalCentral account.

Voluntary SHIP plans are available for concurrent enrollment undergraduates, filing fee graduate students, and students who have a formal medical withdrawal status or are on approved pregnancy leave. Dependent plans are also...