Financial Stress Resources for Students
It's
tough out there. In these tough economic times, a lot of people
are worried about their financial aid, their ability to pay tuition,
and their future on the job market. You might be one of those people.
What you might not know is that there are also a lot of people at Cal
who are here to help.
- Helpful hints to reduce your stress
- General budgeting resources
- Help for paying your tuition
- Looking ahead on the job market
- Additional campus resources
Helpful hints to reduce your stress
First of all, some hints for reducing your stress:
- Take a few deep breaths. And maybe a walk. Simple things like breathing exercises or a short stroll can really help to clear your head when things get stressful.
- Talk. To a friend, a teacher, a counselor or family member - someone you know who will help you to get some perspective.
- Do one thing at a time. Focus on the task in front of you - be it an essay or brushing your teeth. Try not to let worries about what might or might not happen get in the way of living your life.
- Remember you can't control everything. Things like job prospects after graduation are out of your hands. You don't control the economy. It might be pretty grim when you finish college - and then again, it might turn around, and you might have no trouble finding a job you like. All you can control is how you respond to stressful times. Focus on keeping these things in perspective.
General budgeting resources
If you would like some tools to help you with managing your money, visit
CashCourse - online money management assistance for UC Berkeley Students.
http://www.cashcourse.org/UCBerkeley/Default.aspx
QUICK TIP: If you have a hard time budgeting every month, think about using cash to pay for things rather than debit/credit. It's easier to keep track of how much you spend.
Estimate your financial aid package based on family income and other variables with Cal-culator. http://calculator.berkeley.edu/
If you are worried about being not able to pay your tuition bills and living expenses, talk to someone in the Financial Aid Office about your aid package as soon as possible. http://students.berkeley.edu/finaid/, (510) 642-6442.
Emergency loans are available through the Financial Aid Office: up to $1,000 for emergency expenses for all registered students, interest-free, with a $20 service fee. http://students.berkeley.edu/finaid/
For international students:
The Berkeley International Office offers need based financial aid and scholarships to degree seeking graduate and undergraduate students who have been enrolled at Berkeley for at least one year. The office also offers the Shih loan program, a medical fund, and a comprehensive list of funding sources on the website. For more information, speak to an International Student Advisor or search "financial aid" on the Berkeley International Office website: http://internationaloffice.berkeley.edu
Looking ahead on the job market
If you are looking ahead to graduation and you're worried about your
job prospects, why not do some career planning with a counselor at the
Career Center? Here's a link to more information: http://career.berkeley.edu/Info/MakeAppt.stm.
Career counseling can help you focus on your goals, and ease your stress
about what's coming after graduation by preparing you to make informed
decisions about your future.
Additional campus resources
If stress, worry and anxiety are a big part of your daily life, consider
seeing a counselor to talk about it. Counseling and Psychological Services
(CPS) provides brief counseling to students with personal, academic
and career concerns. All undergraduate and graduate students are eligible
for CPS services, regardless of their insurance coverage. In fact, all
registered students receive six free counseling visits per academic
year. For more about CPS, visit http://www.uhs.berkeley.edu/students/counseling/cps.shtml.
Get stress-busting resources at the Be Well to Do Well page: http://www.uhs.berkeley.edu/bewell.
Another resource is the Health & Wellness Education and Coaching session(s). Let a health educator help you figure out how to make simple changes in your lifestyle to improve your well being, reduce your stress, and increase your success.
Make a free, confidential appointment with a Health Educator (click on Health Education) or call (510) 642-2000.
