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Health Insurance for Dependents of Students
Health Insurance Workshops for Students with Dependents
The Student Health Insurance Office at UC Berkeley holds insurance
workshops twice a year at the beginning of each semester.
You can view the current Health
Insurance workshop presentation for helpful information. You may
also contact the Student Health Insurance Office by phone: 510-642-5742
or by email: ship@uhs.berkeley.edu
to schedule an appointment to meet with the health insurance advisor.
Insurance Workshops for Studnets Dependents
These workshops provide a general overview of the individual health
insurance market for adults and children. The will include information about both public programs and private plans.
*January 13 from 3 to 4:30 p.m.
*January 21 from 3 to 4:30 p.m.
Tang Center, 1st Floor, Education Center, 2222 Bancroft Way
Please RSVP to ship@uhs.berkeley.edu.
Download flier here.
| Introduction |
Choosing the right plan for your family is an important decision.
University Heath Services (UHS) can help you learn about and get
connected to health coverage for your family. Families have a
choice of health insurance plans, including individual commercial
insurance plans, publicly supported plans, and non-profit community-based
plans.
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| Selecting
a Plan |
Click
here to view a comparison of several selected plans. You
can start your selection process by reviewing the plans and evaluating
their benefit levels and affordability. When you are ready for
additional assistance, please call the Student Health Insurance
Office at (510) 642-5700 to make an appointment. We will meet
with you to review the best options to meet your family's needs
and assist you with the enrollment process.
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| Contact Information |
Brokers:
- Saylor and Hill Co.
Saylor and Hill Co., which is the insurance broker for SHIP,
can provide assistance with selecting and applying for a plan.
There is no fee for using their services. Visit www.saylorhill.com/individual.html
or call (510) 273-8888.
- E-Health Insurance
E-Health Insurance is an online broker service that allows you
to get quotes, compare plans, and apply for health insurance
online. Visit www.ehealthinsurance.com
or call (800) 977-8860.
Insurance plans included in summary table above:
Some plan brochures and enrollment kits are available at
the Student Health Insurance Office.
- Anthem Blue Cross
Visit http://www.anthem.com/ca/
or call (800) 777-6000. For "Tonik" plans, visit https://www.tonikhealth.com/ca/
or call (866) 333-4820. Anthem Blue Cross offers PPO and HMO
plans for individuals and families. Some include optional dental
and vision coverage.
- Blue Shield of California
Visit www.blueshieldca.com
or call (800) 660-3007. Blue Shield offers PPO and HMO plans
for individuals and families. Some include optional dental and
vision coverage.
- Health Net
Visit www.healthnet.com
or call (800) 909-3447. Health Net offers PPO and HMO plans
for individuals and families with optional dental and vision
coverage.
- Kaiser Permanente Northern California Region
Visit www.kaiserinsuranceonline.com or call (800) 232-5100.
Kaiser offers both deductible and copayment HMO plans for individuals
and families. An optional Dental Assistance Plan is also available.
Kaiser has a Child Health Plan for families with children who
meet income requirements and are not eligible for government-sponsored
programs.
- Healthy Families
Visit www.healthyfamilies.ca.gov
or call (800) 880-5305 for enrollment and eligibility requirements.
The Healthy Families program is for children up to age 19 in
low income families.
- Access for Infants and Mothers (AIM)
Visit www.aim.ca.gov
or call (800) 433-2611 for enrollment, residency and eligibility
requirements. AIM provides low cost health coverage for pregnant
women.
- Medi-Cal
Visit http://www.dhcs.ca.gov/services/medi-cal
or call (800) 430-4263 (Health Care Options) to find out more
about eligibility for state-sponsored programs. You may also
visit the Alameda County Social Services Agency at www.alamedasocialservices.org/public/services/medical_care/
or call (510) 777-2300 (toll free number (800) 698-1118) for
Medi-Cal enrollment information.
- MRMIP Visit
http://www.mrmib.ca.gov/ or call (800) 289-6574. The state-funded
Major Risk Medical Insurance Plan (MRMIP) is a program that
provides health insurance to Californians who are unable to
obtain coverage in the individual health insurance market (usually
due to pre-existing health conditions).
Other Insurance Plans in California:
- Aetna
Aetna offers "Aetna Advantage" high deductible PPO
plans for individuals with optional dental coverage. Visit http://www.aetna.com/members/individuals/
or call (866) 582-9629.
- PacifiCare
PacifiCare, A UnitedHealthcare Company, offers PPO and HMO plans
for individuals. Visit www.pacificare.com
or (800) 516-2596.
Please Note: This site is provided as a service to students.
It is not meant as a University endorsement of any insurance company,
plan or broker. The information provided is a summary only and
is subject to change. Contact the insurance company or a broker
for additional plan details and the most current information about
eligibility and benefits.
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| Definitions |
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| Coinsurance |
Percentage of fees for services you must pay, in addition
to what the plan pays |
| Co-pay |
Set dollar amount you need to pay for a covered service |
| Deductible |
The amount you need to pay out of pocket before the
plan will pay for medical services. |
| Premium |
The rate you pay to be enrolled in an insurance plan,
usually monthly |
| HMO |
Health Maintenance Organization: A plan
in which you choose a primary care physician who coordinates your
care with providers in the plan network |
| PPO |
Preferred Provider Organization: A group
in which you have direct access to providers in the plan network,
as well as other providers at higher cost. |
| Limited Benefit PPO |
Some PPO plans have lower premiums because certain
benefits are not included, such as maternity or full prescription
drug plans |
| Preferred, Participating or In-Network
Providers |
Providers that accept a negotiated or
contracted rate from the insurance company as full payment for services.
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Contact Info
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